Salary Sacrifice Calculator

Estimate take-home impact and tax savings from pre-tax salary sacrifice contributions.

How to Use this Salary Sacrifice Calculator

Enter annual salary, annual sacrifice amount, and your estimated tax rates.
Optionally add an employer pass-through percentage.
Review take-home change, estimated tax saved, and effective contribution cost.

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Salary Sacrifice Calculator Use Cases

Preview whether a sacrifice amount feels comfortable monthly.
Understand the difference between gross contribution and net take-home impact.
Plan pension/super contributions with fewer surprises.

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